A recent article in our local paper mentioned that arts & cultural groups should have a plan in place to cut their expenses by 10%, before they need to use it. Just so the plan is ready to go. We think that’s a great idea, and decided to pluck out some ideas. While the following is certainly not an extensive list, a few easy ways to save 10% came to mind: 1. Prepay and save with your 3rd-party subscriptions — check out your organization’s monthly credit card bill for the 3rd-party companies you use for a variety of business services, such as Quickbooks Online for accounting, Constant Contact for email marketing, or Salesforce for CRM. Most organizations give you a substantial discount (10% to 20% for paying up front for 6 or 12 months. If you know for sure you’re going to use it for that amount of time, sign up in bulk, and save.